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Equity can be both positive and negative, but the first thing to do in calculating home equity is to have a home appraised. Subtract an appraised value by the remaining balance to get the equity on a home withlessons from a math teacher in this free video on math calculations for daily life. Expert: Jimmy Chang Bio: Jimmy Chang has been a math teacher at St. Pete College for nearly a decade. He has a master’s degree in math, and his specialties include calculus, algebra, liberal arts, math and trigonometry. Filmmaker: Christopher Rokosz

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The way we feel, both physically and emotionally, is affected by a variety of factors, including our diet, fitness level, amount of sleep we get, the quality of our social ties and much more. When it comes to the human body however, one of the biggest influencers on our health and the way we feel is our hormones. Our hormonal balance has a lot to do with the way we react to things and situations. When the state of our hormones is out of whack, a slew of psychological as well as physiological problems can crop up.

Depression is one of the most common indicators that an individual is experiencing a hormonal imbalance. If you find that you’re always feeling sleepy and lethargic, even after getting an adequate amount of sleep the night before, or you’re feeling anxious or down for no reason in particular, it is very likely that you are experiencing symptoms of depression. In addition, if you find yourself suddenly experiencing an acute bout of insomnia when you have never had problems with sleep before, this is also a pretty good indicator that your hormonal system is out of balance.

As we get older, it becomes increasingly important that we keep an eye on on how we feel so that we can keep our hormonal balance in check. As we age, our body’s ability to produce and release certain hormones diminishes. It is this decline in important hormones that primarily causes us to age. Our hormones are what keep our metabolism and immune systems running smoothly. During youth, our bodies are functioning at peak efficiency, we build muscle instead of fat, we have an abundance of energy and we bounce back from sickness and injury much faster. Therefore, it stands to reason that recreating this same finely tuned balance of hormones that we possessed in our younger years is the key to controlling aging.

With this knowledge, scientists have made great strides in the medicinal field of hormone replacement. This cutting edge, anti-aging treatment is known as Bio-identical Hormone Replacement Therapy. BHRT uses supplemental doses of hormones that have an identical chemical structure to the hormones that your own body naturally produces. This restores your body’s balance of important hormones,diminishing the effects of stress, fatigue, signs of early menopause, menopause, perimenopause, andropause and other aging related problems.

Some of the additional benefits of BHRT for men and women include the following:

Reduced hot flashes

Lessened risk of heart disease

Acceleration of fat burning for increased weight loss

Reduced night sweats and less insomnia

Enhanced sex drive and libido

Protection against fibrocystic breasts

Improved memory

Prevention of vaginal thinning and dryness

Increased energy and reduced depression

Improvement in skin’s elasticity

Reduced osteoporosis

Improved blood flow

Bio-identical Hormone Replacement Therapy represents a unique new opportunity to the public, however, it is not something you can simply stroll into your pharmacy and buy over the counter. You must first meet with a physician that specializes in Hormone replacement so that you and your doctor can devise a plan according to your own unique physiology. No two people are the same, therefore Bio-identical Hormone Replacement Therapy works best when treatment plans are customized and tailored to the patient’s individual needs.

Learn more about hormone replacement therapy from the Austin physicians at the Balanced Hormones and Health Restorative Wellness Center in Austin, TX. Schedule a free consultation to find out how Bio-identical Hormone Replacement Therapy can slow, stop and even reverse the aging process.

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Dreaming of a hot tub but don’t think you’re experience enough to install one? If you have built a deck, and connected your dishwasher, you have all the skills you need to install your hot tub.

Decide whether you want to put it on top of a simple pad, or build a deck for it. The layout of your property will usually dictate this choice. For help in design and layout, buy an inexpensive software program that assists with home improvement projects. It will have ideas and instructions on how to do a hot tub.

The program won’t do the work for you, but it will help you a lot!

Measuring properly is an important first step in any home improvement project. Measure the base of the tub and then allow about a two foot perimeter so you can get into the tub. Multiply this entire width by the length of the tub and you have the amount of space you need for this project.

The next step is to find out the amount of water your hot tub will hold. The manufacturer will supply this information with the specifications for the tub. This is an important bit of information because you have to know how much it will weigh when it is full. A tub full of water can weigh over 5,000 pounds, and when you add the people sitting in it, you can easily add another 1,000 pounds. You have to make sure the surface you are putting it on can support this kind of weight.

If you are installing directly on the ground, this should not be a problem, but be sure to clear the area of any rocks that may puncture the tub. If there is a wooden base, you can probably just put down some material to stop weeds.

Many people prefer a platform to install their hot tub into. The tub will not be as prone to mildew and mold as it would be installed directly on dirt.

This surface has to be smooth and must be able to support the pressure you have calculated the tub will have to support. To calculate the pressure, divide the total weight by the area of the tub. You can install a platform from concrete that will be strong and level enough for your hot tub, as long as you follow your locality’s building code when pouring the concrete into the form.

Using a wooden platform for it is the ideal solution and, if done correctly, can support the tub easily. Here is the way to do it: lay 12 2X6 boards on edge, and attach them to outside 2x6s with L braces. The lower platform is formed from 4X4s, which are strong enough to hold the weight.

Lay this out, allowing a maximum of one foot between the joists. You may have to consult your local building code for exact specifications. The boards are then attached with bolts and nuts. The empty hot tub alone can weigh hundreds of pounds, so make sure you have some helpers with this job. You can always let them soak in the tub afterwards.

The controls, lighting and motor require electrical work, so if you are not experienced in this area, you should hire an electrician. If you have done electrical work before, it is not difficult.

Simply run conduit from a box that it in a trench of 18 inches minimum. Using fish tape, pull the wires from a 240 volt outlet that is Ground Fault Current Interrupter protected. Using the manufacturer’s directions, connect the wires. (Fish tape is a flexible reel that can snake down a pipe. The wires are attached and pulled through the pipe.)

One last caveat: make sure you get an inspection before you fill the tub. If you fail the inspection, you will have to drain it. All that water and heat wasted, and the chemicals to keep the hot tub clean will kill your grass. Once you pass inspection, fill the tub, invite the helpers and relax.

Adam Peters is the journalist of consumer websites, who has written more articles on installing your hot tub for http://www.allsunrooms.com

For additional information on furniture or sunrooms [http://www.allsunrooms.com/index.html] subjects have a look at his web.

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